Last updated: April 29, 2026
Debt Breaker ("the App") is developed by SmartDrive LLC ("we", "us", or "our"). This Privacy Policy explains how we handle information when you use our iOS application.
We do not collect, transmit, or store any personal information on our servers. The App does not require you to create an account or provide any personal details.
All data you enter into the App — including debt names, amounts, interest rates, and payment schedules — is stored exclusively on your device using iOS system storage. This data never leaves your device and is not accessible to us.
The App offers an optional auto-renewable subscription (Debt Breaker Premium) processed entirely through Apple's App Store. We do not receive or store your payment information. All billing is managed by Apple. You can manage or cancel your subscription at any time in your iPhone's Settings → Apple ID → Subscriptions.
The App fetches live currency exchange rates from a third-party exchange rate service. This request does not include any personal information — only a request for publicly available currency data.
The App does not include any third-party analytics, advertising, or tracking SDKs. We do not use tools such as Firebase, Google Analytics, Facebook SDK, or any similar service.
The App is not directed at children under the age of 13. We do not knowingly collect any information from children.
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated date. Continued use of the App after changes constitutes acceptance of the updated policy.
If you have any questions about this Privacy Policy, please contact us at:
dennis.m@smartdrivellc.com